As many are aware, roofing materials are diverse. Regardless of their variety, after any major storm strikes, they’re all inconvenient and expensive to repair. Homeowners and businesses rely on insurance policies to protect them when mother nature hits, but not every instance has a happy ending. Often times, policyholders are denied, delayed, or underpaid and the nightmare of finding a solution commences.
Typically, residential roofs are covered in asphalt shingles but aesthetic alternatives such as slate, clay or concrete tiles and sheet metal are also utilized. When heavy storms that are characterized by high speed winds or average to large sized hail, the destruction of these roofing materials is imminent. While some materials are more resistant to damage, record breaking San Antonio storms like the events of April of 2016 or the wind events in Jan/Feb of 2017 can harness enough power to lay havoc on any structure in the storm’s path.
So what does a homeowner or a business do when their property experiences significant storm damage? Naturally, filing a claim with their storm damage insurance provider is the first step. Once filed, identifying and quantifying the damage becomes the priority (see our guide on filing a roof claim). After the damage is calculated, it becomes a discretionary process in which the insurance provider decides how to respond based on a number of variables that can lead to a delayed, denied, or underpaid storm damage claim.
Avoid that nightmare and contact our team of storm damage attorneys today to get the conversation started. Phipps LLP offers a free, no obligation case review process where you can speak with an attorney and our legal staff at no charge to assess your insurance policy. We can help you identify the steps that you can take to protect your investment. Let us help you find peace after the storm. Contact us today at 800-730-HAIL or fill out our contact form and one of our bilingual client specialists will reach out immediately.